Application Process

Initial Loan Application
This is the first step of applying through the online portal, where the client selects the "Tanafusiya" program and receives the preliminary assessment and eligibility results in preparation for the next stage.

Loan Application
At this stage, the applicant submits the required information and documents to enable the relevant team to assess the project from financial, technical, and marketing perspectives.

Project Approval & Signing
At this stage, the client is required to submit the detailed information and documents necessary for evaluating the project from all financial, technical, and marketing aspects, in preparation for the financing decision.

Disbursement
During this stage, loan disbursements are made based on the progress of the project’s implementation, after verifying that all conditions are met and the required documents are submitted.
Tanafusiya Program:
The program offers financing to enhance the industrial base through technology and digitization, helping manufacturers reduce costs and improve energy efficiency. It supports national industrial transformation and local capacity building through digital transformation and digital efficiency.
Energy Efficiency Track:
This track aims to apply energy-saving technologies through energy auditing and management systems to continuously enhance energy performance, including efficiency, security, and consumption.
Key Benefits:
- A repayment period of at least seven years.
- A grace period of up to 24 months.
- Fast financing procedures within eight weeks (for projects achieving productivity increases of 20% or less).
- Financing of up to 75% of the project value.
Requirements:
- Must be a new or existing client with a satisfactory credit record.
- The project must already be operational with audited financial statements for the past three years.
- Tangible results in reducing energy consumption or costs are required.
- The technology must be commercially proven and viable.
- A feasibility study and capital expenditure projections must be available.
- Terms and conditions apply.
Industrial Digital Transformation Tracks:
This track leverages advanced technologies by integrating machinery with digital systems in a connected network to enhance operational efficiency. It facilitates the transformation of the current industrial base into Industry 4.0.
Key Benefits:
- A repayment period of at least seven years.
- A grace period of up to 24 months.
- Fast financing procedures within eight weeks (for projects achieving productivity increases of 20% or less).
- Financing of up to 75% of the project value.
Requirements:
- Must be a new or existing client with a satisfactory credit record.
- The projects must already be operational with audited financial statements for the past three years.
- Tangible results in improving operational efficiency are required.
- A feasibility study and capital expenditure projections must be available.
- Terms and conditions apply.
Partners
Access automation, digital transformation, and energy efficiency solutions through the program's listed partners:
Related Pages

Tawteen
the Saudi Industrial Development Fund (SIDF) launched the Tawteen Program, designed to facilitate and strengthen opportunities for localizing supply chains.

Mutajadeda
This program contributes to the improvement of local developers in the field of Renewable Energy's production
Last Modified Date: 12/28/2025 - 04:52 PM Saudi Arabia Time
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