The first step is through the online portal, followed by a review of your application to proceed.
The applicant creates an account through SIDF's online portal and submits an initial loan application along with the required documents. The applicant will be notified of the approval or rejection of the initial application. 

Please note that this is not a final approval and that it is just a notification to move to the next stage of the evaluation.

Required Information:
1. Legal documents of the borrowing entity:
• Commercial registration information.
• Borrower's Articles of Association and its annexes
• Audited financial statements, if available.
• Industrial license data, if available.

2. Project description:
• Project products and details.
• Total project cost.
• Loan amount requested.

3. Solvency:
Other than the borrowing entity, the solvency must cover at least the required loan amount, whether in the form of real estate, an equity portfolio, or investments in other entities, and must be supported by the necessary documents, including:
• Commercial registration information.
• Articles of Association.
• Audited financial statements for the last three years.
• Internal financial statements up to the date of application.

4. A signed non-objection letter from the borrower, shareholders, and guarantors:

*For foreign owners or shareholders, please attach a credit report from a Credit Bureau licensed in the country of residence.